Posted March 21, 2024 in Homeowners Insurance
Homeowner’s insurance is not just another expense—it can be the difference between protecting your assets and paying out of pocket when disaster strikes. This blog will discuss homeowner’s insurance, what it does and does not cover, and why it is such an important part of owning a home. 3 Min Read What Is Homeowners Insurance? […]
Read MorePosted March 19, 2024 in Insurance, Renters Insurance
Almost half of California residents rent their homes or apartments, and that number is rising. Still, most of them don’t carry renters insurance. While home or commercial insurance may cover most structural damage, the renter’s belongings and more could be lost in the event of theft, fire, or weather damage. This blog reviews the benefits […]
Read MorePosted February 05, 2024 in Terrorism Insurance
Most business owners hope to never need global terrorism insurance. However, with increasing awareness of sociopolitical tension worldwide, more owners realize how tenuous national and international security is. This blog will discuss what global terrorism is defined as in insurance terms, what a terrorism policy can cover, and which types of businesses are most likely […]
Read MorePosted December 21, 2023 in Liability Insurance
Content creation has revolutionized how people work: with seemingly endless possibilities for product promotion and an influencer for every niche interest, web-based business is one of the most lucrative fields to date. With all the freedom content creators and influencers seem to have, it may be surprising that these businesses come with just as many […]
Read MorePosted November 07, 2023 in Insurance
Car enthusiasts understand that owning a classic car requires more maintenance, care, and attention than a daily driving vehicle. Not only are classic or vintage cars beautiful, but they are also a piece of history, often chosen to reflect the owner’s personality and passion for cars. Suffice it to say, these vehicles and all their […]
Read MorePosted September 06, 2023 in Homeowners Insurance
Running your business from home offers you freedoms and opportunities that you might not encounter with a brick-and-mortar establishment, but this practice carries some risk. Many home-run businesses rely on their homeowners insurance to cover losses, but the truth is that this plan may not be sufficient. If you have a home-run business, you may […]
Read MorePosted August 21, 2023 in Employee Benefit Plan
You have great employees — and you want to keep them. Recently, we have noticed a shortage of qualified workers willing to settle for a thin benefits package. And that makes sense. An excellent benefits package attracts dedicated, skilled employees. If these desirable candidates can’t find what they’re looking for with you, they’ll apply elsewhere. […]
Read MorePosted August 21, 2023 in Business Risks
Owning a business always comes with risks regarding their ability to operate and profit. Unfortunately, there’s no perfect system to ensure every risk is avoided. But it’s a good idea to be aware of the most common risks that business owners face to protect yourself as best as possible. Below we will discuss the top […]
Read MorePosted May 30, 2023 in Contingency Insurance
3 Minute Read: Congratulations, you’re getting married! Every bride and groom should know how to protect themselves and their wedding venue from lawsuits and other damages that can occur on your special day. Today, we’ll discuss potential requirements for brides and grooms and optional contingency coverage that can save them thousands of dollars (or more!) […]
Read MorePosted April 28, 2023 in Flood Insurance
3 Minute Read: “Do I need flood insurance on my home?” This question is coming up more and more in the wake of an unprecedented number of national disasters across the globe. You may think that your area is safe, but your home may be at higher risk today than in the past. Here’s how […]
Read MorePosted March 17, 2023 in Homeowners Insurance
3 Minute Read: Your property insurance needs for new, single-family home construction may vary depending on a few factors. While standard homeowners insurance doesn’t cover new construction, you can purchase residential construction insurance, also called a builders risk policy. When construction is complete, this coverage can be switched to a standard homeowners policy. Need builders […]
Read MorePosted January 03, 2023 in Contingency Insurance
3 Minute Read: Many individuals, and even some small businesses, aren’t aware that contingency insurance exists. And because of this, even fewer individuals know whether or not they need it. Most, if not all, businesses can benefit from having a contingency insurance policy to cover unwanted and costly surprises. These unforeseen circumstances can range from […]
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