11 Tips for Summer Travel
Posted August 14, 2019 in Summer Travel
During the summer months, when the children are out of school, you may have a mini or extended vacation planned to enjoy the warm weather. We’ve created some tips and advice for when you travel, to help you relax and fully enjoy your retreat.
Gallant Risk & Insurance Services, Inc., is dedicated to providing customized insurance plans to help you feel at ease, especially during travel. Please contact one of our representatives by calling (951) 368-0700 or filling out our online contact form.
Get the Appropriate Insurance for Your Situation
When you are traveling, the safest bet is usually to opt for insurance on your rental car, flight, and loved ones. Additional coverage protects when:
- Your trip is interrupted by extreme weather, a natural disaster, illness, or accident and must be canceled.
- An illness, accident, evacuation, or existing medical concern worsens during your trip outside your network area.
- Baggage goes missing. Insurance can cover any expenses you incur because of delay, loss, or theft.
How Do I Get the Right Policy?
Below is a comprehensive list of tips to help you determine what coverage you need.
- Be selective. Only get coverage for important, irreplaceable items for you and your loved ones.
- Avoid assumptions. If you aren’t sure about your coverage, ask; exclusions in your policy can be tricky.
- Review your budget. When you are planning your trip, call your agent ahead of time to discuss what kind of budget you can allocate for protection and then plan accordingly.
- Review your options. There are many different insurance policies and bundles that you can choose from, so be selective and take your time to make your decision.
- Start immediately. Having a policy set in advance can help you relax and avoid any hiccups on your vacation.
- Make copies. There is something comforting about knowing that all of your important documents, such as your ID, passport, insurance documents, etc. are all backed up safely at home.
- Travel light. Remove unnecessary items from your purse and wallet. If you do not need it for your trip, store it at home in a safe area.
- Do your research. Check out the location you’ll be traveling to prior to your trip. Online research can help you discover fun activities and excellent restaurants to try while you are visiting, as well as help you find the less savory places you might want to avoid.
- Check the weather. Knowing what you are traveling into can help you be aware of any potential weather threats and pack accordingly. You probably don’t need that $300 peacoat if it’s going to be 90 degrees.
- Do (more) research. It’s hard to stress this enough. Looking into local news will let you know what you should expect once you arrive. Being vigilant is the best way to prevent loss.
- Go dark. Unless someone is house-sitting for you, postpone your social media updates until you are home. Someone can follow your information online and realize while you are out of town, they can have full access to your home.
Even if you can schedule the perfect travel itinerary, unexpected events can (and often do) occur. Losing your passport, having your luggage lost, or some other annoying setback can dampen your experience.
The best way to avoid that stress is to insure yourself and your loved ones traveling with you to ensure a comfortable, relaxing vacation. Contact our office today to discuss your current insurance and see if there are any gaps in your coverage.