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Category: Homeowners Insurance

What Does Homeowners Insurance Cover?

Posted March 21, 2024

Homeowner’s insurance is not just another expense—it can be the difference between protecting your assets and paying out of pocket when disaster strikes. This blog will discuss homeowner’s insurance, what it does and does not cover, and why it is such an important part of owning a home. 3 Min Read What Is Homeowners Insurance? […]

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Will Homeowners Insurance Cover Your Home-Based Business?

Posted September 06, 2023

Running your business from home offers you freedoms and opportunities that you might not encounter with a brick-and-mortar establishment, but this practice carries some risk. Many home-run businesses rely on their homeowners insurance to cover losses, but the truth is that this plan may not be sufficient. If you have a home-run business, you may […]

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What Insurance Do I Need If I’m Building My Own House?

Posted March 17, 2023

3 Minute Read:  Your property insurance needs for new, single-family home construction may vary depending on a few factors. While standard homeowners insurance doesn’t cover new construction, you can purchase residential construction insurance, also called a builders risk policy.  When construction is complete, this coverage can be switched to a standard homeowners policy. Need builders […]

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How Do Insurance Companies Assess Fire Risk?

Posted May 02, 2022

2 Minute Read: The importance of fire insurance cannot be overstated. As a homeowner, having fire insurance can go a long way in helping you to mitigate the aftermath of fire damage.  Without insurance, a fire disaster could lead you to huge financial difficulties.  Unfortunately, if you live in an area prone to wildfires — […]

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Is Your Home Prepared for Fire Season?

Posted May 15, 2020

2 Minute Read:  The increasing intensity of wildfires in certain parts of North America is cause for concern. According to the National Fire Protection Association (NFPA), large loss fires caused $12.91 billion in direct property damage and losses in 2018. And the projected figures for 2020 and beyond may rise even higher. While no home […]

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Brush Clean Up

Posted May 07, 2019

As Southern Californians, we are accustomed to seeing hills covered in dead vegetation. However, due to the recent rains, our usual brown hills have to become lush and green. Over recent months, we have experienced more days of rain than we have in years, creating lots of new growth. While the rain is necessary after […]

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