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How Does Life Insurance Benefit the Insured?

Posted January 13, 2021 in Life Insurance

3 Minute Read:  Many people believe that life insurance is unnecessary since the one insured is no longer living and, therefore, cannot benefit from the insurance policy. However, there are many ways life insurance helps the insured, not just the beneficiaries.  Keep reading to find out what you have to gain by purchasing life insurance. […]

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When Should I Consider Life Insurance?

Posted October 26, 2020 in Life Insurance

3 Minute Read:  Approximately 54 percent of Americans have life insurance. This number should be significantly higher, considering life insurance is beneficial to everyone, especially in uncertain times like these. Our current situation has changed the way that many think about and live their lives. And now, with COVID lurking, nothing seems as guaranteed as […]

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Why Is Contingency Insurance Now More Important Than Ever

Posted September 09, 2020 in Contingency Insurance

3 Minute Read:  If the past few months have proven anything, it is that it is difficult to prepare for and guarantee anything. Many companies and organizations have had events that have been canceled, moved or disrupted in some sense due to COVID regulations.  Contingency insurance can help companies move through these situations and help […]

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Seeing More Cars on the Road? Keep an Eye Out

Posted August 13, 2020 in Auto Insurance

2 Minute Read:  After months of pandemic lockdown, the business of everyday life is starting to resume. That means many businesses are reopening, and people are going back to work. It also means that the empty side streets and highways of the last few months are being replaced with near-normal traffic. Unfortunately, that could result […]

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As a Small Business Owner, What’s Next During This Trying Time?

Posted July 29, 2020 in Employee Benefit Plan

2 Minute Read:  Currently, many companies are struggling with safely returning to work with the ever-changing rules and safety guidelines associated with COVID-19. To determine when to bring employees back to the office, you must pay close attention to community and state recommendations, as every state (and county) may be different.  For some teams, telecommuting […]

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Feeling Cooped Up? Consider Getting Away This Summer

Posted June 15, 2020 in Auto Insurance

2 Minute Read:  You’ve been smart and responsible all spring and the early days of summer. You avoid crowds, skip big gatherings, and work from home when possible. Your chapped hands are a testament to your dedication to hand-washing and sanitizing. And you have a collection of masks to choose from for the times you […]

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Is Your Home Prepared for Fire Season?

Posted May 15, 2020 in Homeowners Insurance

2 Minute Read:  The increasing intensity of wildfires in certain parts of North America is cause for concern. According to the National Fire Protection Association (NFPA), large loss fires caused $12.91 billion in direct property damage and losses in 2018. And the projected figures for 2020 and beyond may rise even higher. While no home […]

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Is Your Employee Benefit Plan in Compliance?

Posted April 30, 2020 in Employee Benefit Plan

3 Min Read:  In today’s ever-changing world, many large and small business owners are full of uncertainty.And whether you have been able to remain open with business as usual, have had to alter your company practices or had to shut your doors temporarily, there will come a time when the world becomes more normal than […]

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How Do I Select the Right Life Insurance Policy?

Posted March 16, 2020 in Insurance

2 Minute Read: There are many financial and psychological benefits to having a life insurance policy, but many Americans do not have a plan in place. In 2019, only 57 percent of Americans owned life insurance.  There are many reasons why people avoid buying life insurance, and one of them has to do with not […]

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Tips for Handling Change Management

Posted February 26, 2020 in General Liability Insurance

4 Min Read: As with any business or field of work, change is inevitable. A business owner is faced with adapting to change and making sure their business meets the demands of a fast-paced society that continues to advance in new ways. At Gallant Risk & Insurance Services, Inc., our insurance agents are committed to helping […]

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