Posted January 03, 2023 in Contingency Insurance
3 Minute Read: Many individuals, and even some small businesses, aren’t aware that contingency insurance exists. And because of this, even fewer individuals know whether or not they need it. Most, if not all, businesses can benefit from having a contingency insurance policy to cover unwanted and costly surprises. These unforeseen circumstances can range from […]
Read MorePosted December 30, 2022 in E&O Insurance
3 Minute Read: An errors and omissions (E&O) policy protects businesses from damages to clients and customers. Employment practices liability insurance (EPLI) covers the business from employee claims for company policy violations or other practices that have allegedly harmed them. Because of the litigious society we live in and the stricter labor laws that have […]
Read MorePosted November 15, 2022 in Employment Practices Liability
3 Minute Read: Employment practices liability insurance is an insurance coverage that protects businesses against losses that might occur when employees file lawsuits against them. This insurance is necessary for every business that hires, manages, and terminates employees. Without it, business owners could risk suffering huge losses defending themselves in court over employee-related disputes. But […]
Read MorePosted October 06, 2022 in Landlord Insurance, Renters Insurance
3 Minute Read: If you are a landlord, you may wonder if you can purchase renters insurance for your tenants. The short answer is no. You may not legally buy renters insurance coverage for your tenants because the policy has to be in their name. However, if you want to reimburse them for the cost […]
Read MorePosted September 15, 2022 in Motorcycle Insurance
3 Minute Read: If you ride a motorcycle, then you know just how free and exciting it is to feel the wind whipping by you as you ride. However, it is no secret that riding a motorcycle carries extra dangers that driving other types of vehicles don’t have. In fact, over 82,000 motorcyclists were injured […]
Read MorePosted August 15, 2022 in Human Resources
3 Minute Read: A human resources department is an integral component of any business entity and is actively involved in almost every area of the company. Professional human resources (HR) practitioners provide several services that enhance employees’ experience, improve productivity, and strengthen business operations. Whether you are going to have an in-house HR team or […]
Read MorePosted July 12, 2022 in Malpractice Insurance
3 Minute Read: Doctors aren’t the only professionals who must protect themselves from lawsuits arising from mistakes made on the job. Whether you call it malpractice, professional liability, or errors and omissions insurance, this kind of coverage is designed to protect you financially from any potential damages your client, customer, or patient might incur relative […]
Read MorePosted June 15, 2022 in Workers’ compensation
2 Minute Read: One way COVID-19 changed our lives is that it made remote work commonplace. Since the pandemic, it is estimated that more than 60 percent of employees in the United States have worked remotely for some time. However, working from home comes with several unique challenges. For instance, it is not possible for […]
Read MorePosted May 02, 2022 in Fire Protection, Homeowners Insurance
2 Minute Read: The importance of fire insurance cannot be overstated. As a homeowner, having fire insurance can go a long way in helping you to mitigate the aftermath of fire damage. Without insurance, a fire disaster could lead you to huge financial difficulties. Unfortunately, if you live in an area prone to wildfires — […]
Read MorePosted April 01, 2022 in Terrorism Insurance
2 Minute Read: As a business owner, you know that your business faces many threats, terrorism being one of those you cannot afford to ignore. Whether your business is based in the United States or abroad, the risk of suffering heavy losses as a result of a terror attack is an issue you need to […]
Read MorePosted March 10, 2022 in Environmental Liability Insurance
2 Minute Read: Companies across the U.S. are required to ensure that their operations do not cause harm to the environment. The Environmental Protection Agency (EPA), a federal agency, has regulations that every company must uphold. When a company is found to have breached the regulations laid out by EPA, it can suffer consequences, including […]
Read MorePosted February 02, 2022 in Contingency Insurance
2 Minute Read: If you can be sure of one thing, it is that life is unpredictable. Even the best-laid plans can have hiccups. When that happens, you want to make sure you aren’t left holding the bag. This is more important now than ever. Everyone has gotten used to expecting the unexpected in the […]
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