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The New Tax Bill and Health Insurance

Posted January 10, 2018 in Health Insurance

As 2017 came to an end, the Senate passed a tax reform bill that abolishes the penalty for not having health insurance. While the law will not go into effect until 2019 when all of the ins and outs are finalized, it is beneficial to begin shopping around for a new health insurance plan. The […]

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Does Homeowners Insurance Cover Identity Theft and Resolutions?

Posted December 15, 2017 in Identity Theft

Earlier in 2017, major credit reporting agency Equifax had a data breach that exposed the personal information of approximately 143 million Americans. In the wake of this incident, many Americans are left wondering whether their information is adequately protected. If you were to become a victim of identity theft, would you be able to get […]

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Disaster Claims Fraud: When Catastrophe Strikes

Posted November 15, 2017 in Disaster Claims Fraud

Disasters are the main reason to have insurance in the first place. If something terrible happens, you want to make sure that you are protected, and you can rebuild. However, when catastrophe strikes, it brings out the best and the worst in people. Natural disasters are inevitably followed by an increase in charitable donations and […]

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Cyber Insurance and Other Internet Safety Measures

Posted October 19, 2017 in Cyber insurance

For the average person, not a day goes by without using the internet at least once. With a vast number of individuals and organizations across the globe doing the same thing, you never know exactly what kind of people you could encounter online. Therefore, safety and security measures are of paramount importance. A user’s personal […]

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Why You Shouldn’t Wait to Get Flood Insurance

Posted September 07, 2017 in Flood Insurance

As Hurricane Harvey reared its ugly head, we all waited anxiously to see just how hard it would hit the Texas Gulf Coast. Tragically, Harvey was more devastating than anyone ever expected and dumped a record-setting amount of nearly 52 inches of rainfall on southeast Texas. News of the catastrophic flooding in Houston has spread […]

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Insurance for Your College Kid

Posted August 29, 2017 in Health Insurance, Umbrella Insurance

When you send your child off to college, you may want to be sure that you’ve figured out their personal insurance. As a parent, you can help your college kid start an independent adult life with the necessary insurances in case of emergency. Our insurance brokers at Gallant Risk & Insurance Services, Inc. have a […]

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Protecting Your Property From Wildfires

Posted July 24, 2017 in Protect Property from Wildfires

Wildfires can appear completely unexpectedly and wreak havoc on a wide geographical area. If you live in California, or any other area prone to wildfires, take measures now to protect your property against damage or loss. You can protect your property–including your home, automobile, and business–from wildfires in the following ways. Gallant Risk & Insurance, […]

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Summer Safety Insurance Tips

Posted June 21, 2017 in Insurance

Summer is a wonderful time to relax, enjoy the beautiful weather and have fun. To make sure that your summer goes just the way you want it to, follow these summer safety insurance tips to protect your family and property. For more advice on safety and insurance, contact our insurance brokers at Gallant Risk & […]

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Loss Prevention for Workers’ Compensation

Posted May 29, 2017 in Workers’ compensation

Workers’ compensation is a required form of insurance that protects employees in the event of injury or illness in the course of their employment. In concept, it’s a good trade-off: the company provides wages and medical benefits to the injured or ill employee, and the employee relinquishes the right to sue the company for negligence. […]

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Common Questions to Ask When Shopping for Home Insurance

Posted April 28, 2017 in Uncategorized

When shopping for insurance of any kind, you should ask a lot of questions. Homeowners insurance is an essential financial protection for homeowners, but there are a lot of different coverage policies to choose between. Before settling on your home insurance provider, be sure to ask the following questions to help you understand what you are getting into. These questions can help you choose a homeowners insurance company that will take care of your needs and work with you. For more advice or as […]

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Adult Children on Your Insurance

Posted March 30, 2017 in Uncategorized

As of March 2017, many unknowns are surrounding the future of health insurance in America. The transition between the Patient Protection and Affordable Care Act (ACA) and the newly introduced American Health Care Act leaves many people who have health insurance unsure of where their coverage is headed. However, one question we hear commonly is if adult children utilizing their parents’ insurance will still maintain coverage in the coming year.Young Adults on Parental Health PlansUnder the […]

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The American Health Care Act – A Milestone Toward Repeal and Replace

Posted March 17, 2017 in Uncategorized

AHCA Highlights While the AHCA may be amended before passage, these are the current main impacts to the ACA: Repeals individual and employer mandate penalties retroactive to Jan. 1, 2016Expands the individual market age rating band from 3:1 to 5:1Replaces current income-based subsidies with age-based tax credits beginning in 2020Repeals most fees and taxes, but maintains Cadillac Tax, which would be delayed until 2025Ends enhanced funding for Medicaid expansion by endof 2019, then tra […]

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