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Contingency Insurance


When a company schedules an event, there are many details to consider to ensure everything goes smoothly. Contingency insurance plans are designed to provide extra protection for scheduled events, such as a theatre production or sports game. Coverage helps protect in the event of unforeseen issues, including:

  • Contractual bonus or competition prizes
  • Damage to the venue or utility failure
  • Death and disgrace
  • Event cancellation, delay or disruption
  • Film production losses
  • Non-appearance
  • Over redemption
  • Prize indemnity
  • Weather risks, including income stabilization and cost containment

Detailed Coverage

Organizers of sporting events, concerts, entertainment, theatre, exhibits, trade shows, conferences, corporate events and marketing plans can all rest easier with a contingency insurance plan. As a secondary insurance policy, it helps protect the insured in situations that primary insurance does not cover. Primary policies that include some coverage may be slower to respond to a claim, which is when contingency insurance becomes active. In instances when a counterparty has primary coverage, the carrier often fails to pay for losses incurred, so the secondary or contingency insurance helps to cover losses.

Protecting Your Assets

Planning a special event can be difficult and stressful, but proper insurance coverage can take away some of the anxiety about the risks involved. Event organizers and promoters can be protected from financial or contractual liabilities, revenues lost and refunding of tickets, which may not be covered by a primary insurance plan.

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