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How Important Is It? Your Guide to Offering Health Benefits

Posted December 04, 2018 in Health Benefits

As you well know, running a small business is not easy. Every choice you make will ultimately factor into your company’s bottom line, and for many smaller companies, there isn’t always a lot of wiggle room. Considering this, it may seem like offering your employees health benefits is too much of a stretch for the budget. Providing health benefits is expensive and for smaller businesses, is not required by law. So, given those two facts, why should you consider offering benefits to your employees? While it may seem that providing health insurance may not initially benefit your bottom line, it can have a significant impact on the morale of your employees and the quality of their work.

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What Are the Pros to Offering Health Benefits?

Even though it is not required by law, many small employers (those that have less than 50 employees) are realizing the benefit of offering health insurance to their employees. There is no denying that when employees are happy with the company, their productivity and the quality of their work are likely to improve. By offering health benefits, you are letting current and prospective employees know that you care about their future health and well-being. When you show that you care for them, they are more likely to care about their role in your business. With happy employees, productivity is expected to grow, and that, in turn, will help your bottom line. To further improve this endeavor, offering health benefits will set your company apart from many others, and many prospective employees would be willing to accept a lower income if it meant they receive benefits. In addition to ensuring the happiness and well-being of their employees, employers that offer health benefits can be in line for some perks as well. You get a tax advantage, and business owners often receive discounts on their own health insurance.

You want to fill your company with the best employees possible, ones that will stand by and stick with you. If offering benefits are what accomplishes that, then why wouldn’t you consider it?

Gallant Risk & Insurance Services offers health benefit programs that are tailored to your business and are compliant with the necessary regulations. To learn what may be available to your company, contact us today by calling (951) 368-0700.

Are There Cons?

There are several positives to offering your employees health benefits. That being said, the decision to provide benefits is one that you need to consider. Before deciding to offer benefits, make sure that your small business can cover the cost. It’s an unfortunate fact that health insurance benefits cost more for small employers than they do for larger ones. While offering benefits is a sure way to set yourself apart from the crowd, you can’t forget about what your company needs.

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