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Common Questions to Ask When Shopping for Home Insurance

Posted April 28, 2017 in Uncategorized

When shopping for insurance of any kind, you should ask a lot of questions. Homeowners insurance is an essential financial protection for homeowners, but there are a lot of different coverage policies to choose between. Before settling on your home insurance provider, be sure to ask the following questions to help you understand what you are getting into. These questions can help you choose a homeowners insurance company that will take care of your needs and work with you. For more advice or as […]

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Adult Children on Your Insurance

Posted March 30, 2017 in Uncategorized

As of March 2017, many unknowns are surrounding the future of health insurance in America. The transition between the Patient Protection and Affordable Care Act (ACA) and the newly introduced American Health Care Act leaves many people who have health insurance unsure of where their coverage is headed. However, one question we hear commonly is if adult children utilizing their parents’ insurance will still maintain coverage in the coming year.Young Adults on Parental Health PlansUnder the […]

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The American Health Care Act – A Milestone Toward Repeal and Replace

Posted March 17, 2017 in Uncategorized

AHCA Highlights While the AHCA may be amended before passage, these are the current main impacts to the ACA: Repeals individual and employer mandate penalties retroactive to Jan. 1, 2016Expands the individual market age rating band from 3:1 to 5:1Replaces current income-based subsidies with age-based tax credits beginning in 2020Repeals most fees and taxes, but maintains Cadillac Tax, which would be delayed until 2025Ends enhanced funding for Medicaid expansion by endof 2019, then tra […]

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Why Should I Buy Commercial Insurance?

Posted February 14, 2017 in Uncategorized

Getting personal insurance for ourselves usually has little argument. Most people can see the benefits of having health, housing, and automotive insurance; these personal types of insurance are designed to protect us and our pocketbooks. Almost all of us can remember a time when personal insurance has saved us from paying a pretty penny, whether it was in hospital bills or to fix a bumper damaged in a fender bender. Commercial insurance is designed to protect you, your business, and your liveli […]

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Why You Should Use an Insurance Broker

Posted January 30, 2017 in Uncategorized

If you’re in the game to get insurance, you might be overwhelmed by the multitude of policies and coverage options available. Insurance agents and brokers help their clients navigate the murky waters of insurance coverage. However, the key difference between agents and brokers is that a broker is an advocate in your corner working for you. Insurance agents can work independently or for a specific insurance company. However, an agent’s job is to be a liaison between you and the insur […]

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Auto Insurance Limits

Posted April 22, 2016 in Uncategorized

California Auto Insurance Limits – How Much Should You Choose?One of the most common things drivers who have California auto Insurance do is drive with liability policies only because, they think that auto insurance is something that they will never need to use. The reality is that auto insurance limits are something that you should never compromise on because, one accident or one lawsuit can ruin a driver financially.What’s required in California?Regardless if you live in Corona, Ri […]

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Happy St. Patrick’s Day

Posted March 17, 2016 in Uncategorized

St. Patrick — brace yourself — was not actually Irish. Patrick was a nobleman born in about 400 A.D. in Britain and kidnapped by Irish pirates at the age of 16, said Philip Freeman, author of St. Patrick of Ireland: A Biography.Patrick was born into a religious family, but was an atheist early in his life. However, he rediscovered his faith while enslaved in Ireland, Freeman told USA TODAY Network.After 17 years as a slave, St. Patrick escaped Ireland and found his way ho […]

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