Posted September 06, 2023 in Homeowners Insurance
Running your business from home offers you freedoms and opportunities that you might not encounter with a brick-and-mortar establishment, but this practice carries some risk. Many home-run businesses rely on their homeowners insurance to cover losses, but the truth is that this plan may not be sufficient. If you have a home-run business, you may […]
Read MorePosted August 21, 2023 in Employee Benefit Plan
You have great employees — and you want to keep them. Recently, we have noticed a shortage of qualified workers willing to settle for a thin benefits package. And that makes sense. An excellent benefits package attracts dedicated, skilled employees. If these desirable candidates can’t find what they’re looking for with you, they’ll apply elsewhere. […]
Read MorePosted August 21, 2023 in Business Risks
Owning a business always comes with risks regarding their ability to operate and profit. Unfortunately, there’s no perfect system to ensure every risk is avoided. But it’s a good idea to be aware of the most common risks that business owners face to protect yourself as best as possible. Below we will discuss the top […]
Read MorePosted May 30, 2023 in Contingency Insurance
3 Minute Read: Congratulations, you’re getting married! Every bride and groom should know how to protect themselves and their wedding venue from lawsuits and other damages that can occur on your special day. Today, we’ll discuss potential requirements for brides and grooms and optional contingency coverage that can save them thousands of dollars (or more!) […]
Read MorePosted April 28, 2023 in Flood Insurance
3 Minute Read: “Do I need flood insurance on my home?” This question is coming up more and more in the wake of an unprecedented number of national disasters across the globe. You may think that your area is safe, but your home may be at higher risk today than in the past. Here’s how […]
Read MorePosted March 17, 2023 in Homeowners Insurance
3 Minute Read: Your property insurance needs for new, single-family home construction may vary depending on a few factors. While standard homeowners insurance doesn’t cover new construction, you can purchase residential construction insurance, also called a builders risk policy. When construction is complete, this coverage can be switched to a standard homeowners policy. Need builders […]
Read MorePosted January 03, 2023 in Contingency Insurance
3 Minute Read: Many individuals, and even some small businesses, aren’t aware that contingency insurance exists. And because of this, even fewer individuals know whether or not they need it. Most, if not all, businesses can benefit from having a contingency insurance policy to cover unwanted and costly surprises. These unforeseen circumstances can range from […]
Read MorePosted December 30, 2022 in E&O Insurance
3 Minute Read: An errors and omissions (E&O) policy protects businesses from damages to clients and customers. Employment practices liability insurance (EPLI) covers the business from employee claims for company policy violations or other practices that have allegedly harmed them. Because of the litigious society we live in and the stricter labor laws that have […]
Read MorePosted November 15, 2022 in Employment Practices Liability
3 Minute Read: Employment practices liability insurance is an insurance coverage that protects businesses against losses that might occur when employees file lawsuits against them. This insurance is necessary for every business that hires, manages, and terminates employees. Without it, business owners could risk suffering huge losses defending themselves in court over employee-related disputes. But […]
Read MorePosted October 06, 2022 in Landlord Insurance, Renters Insurance
3 Minute Read: If you are a landlord, you may wonder if you can purchase renters insurance for your tenants. The short answer is no. You may not legally buy renters insurance coverage for your tenants because the policy has to be in their name. However, if you want to reimburse them for the cost […]
Read MorePosted September 15, 2022 in Motorcycle Insurance
3 Minute Read: If you ride a motorcycle, then you know just how free and exciting it is to feel the wind whipping by you as you ride. However, it is no secret that riding a motorcycle carries extra dangers that driving other types of vehicles don’t have. In fact, over 82,000 motorcyclists were injured […]
Read MorePosted August 15, 2022 in Human Resources
3 Minute Read: A human resources department is an integral component of any business entity and is actively involved in almost every area of the company. Professional human resources (HR) practitioners provide several services that enhance employees’ experience, improve productivity, and strengthen business operations. Whether you are going to have an in-house HR team or […]
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