Many condominium complexes have their own coverage to protect all the units in their association. Sometimes, though, that coverage is only for the condominium itself and not for the contents inside the walls of your home.
The exterior walls of the condo and the grounds around the premises are covered by the property management company, but that leaves the owner or renter in a bind if something happens inside the home.
Condo insurance coverage is essential for a condo because it covers your personal property and liability as well as any improvements that have been made to the unit itself.
The additional enhancements are often the owner’s responsibility based on the condo association agreement. A condo insurance policy with Gallant Risk & Insurance Services, Inc., will help protect damages inside your home that may have been caused by a break-in, water damage, or someone getting hurt inside.
It also covers the contents of the home in the unfortunate instance of theft.Get A Quote
What Does Condo Insurance Cover?
Condo insurance covers belongings inside the home. Most policies cover any damage that may arise from perils, such as:
- Fire or smoke
- Accidental water damage
Will My Family and Friends Be Covered With Condo Insurance?
This particular coverage protects you if someone gets injured in your home, whether you are at fault or not, including help with medical bills for the person injured. Additionally, this policy can cover any legal fees incurred.
How Much Does Condo Insurance Cost?
The cost of condo insurance coverage varies depending on where you live, the coverage options, and what you choose to include as well as your deductible amount.
You may also ask yourself, “How much condo insurance do I need?” Gallant Risk & Insurance Services, Inc., in Corona can provide you with a cost estimate once the coverage needs have been discussed.
Can Condo Insurance Be Combined With Any Other Policies?
Condo insurance can often be combined with other policies such as auto to create a package that saves you money. For additional liability coverage consider an umbrella policy to protect you and your family.
The protection of the valuables would be listed on the condo policy.
How Do I Get Condo Insurance in Corona?
Our team of professionals at Gallant Risk & Insurance Services, Inc., will be happy to help go over and explain the ins and outs of condo insurance to ensure that you are protected.
Schedule your informative consultation with one of our team members in Corona, CA, to learn more about what services we offer by calling (951) 368-0700 or by filling out our online contact form.